Woohoo! Another share reduction!


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We got our newsletter and share slip today, and May’s shares were reduced by 5%! Sometimes it’s the little things that really warm your day. I just LOVE know that my health care ministry can be trusted to always look out for its members. It’s easy to say you’ll do something, but to have this ministry always follow through on their promise to reduce shares whenever needs are less in a month, well, it’s just so heartwarming to see it actually happen. And this isn’t the first time, I’ve witnessed several share reductions as a Samaritan member and it’s such a joy each time. It’s just one more amazing thing about being a Samaritan member, and I love love love it!!

It’s such a testament to our member base also, that members are working hard to keep health costs down so we all can benefit.

I will now sit down and read my newsletter and list of Special Prayer Need requests, while I sip a glass of tea by the fire (it’s raining and cool today, perfect fireplace weather). I had to write this first because I was just so happy about it! I’m looking forward to some quiet time with my Samaritan newsletter, reflecting on the needs of others and praying for healing.


Giving to Special Prayer Needs


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Our family’s April share was listed as $0 from referrals, so we sent our full $400+ regular share equivalent to special prayer needs instead. We love paying it forward. It allowed us to send about $40 to 10 different families who had special prayer needs this month, meaning almost everyone on our list received something from us. We were able to provide extra help to families in 9 different states (twice to Georgia), with needs ranging from pregnancies that started before membership to extensive dental work. There was even one that had a cancer need which went over the $250,000 limit per need for the regular membership and he wasn’t a part of Save to Share. The full need over and above the $250k would have been shared if that member was also part of Save to Share. Since he wasn’t, the extra bills then gets listed as a Special Prayer Need.

Side note: I STRONGLY recommend being a part of Save to Share for that very reason. Being part of S2S jus means you put a little money (depending on membership type) in your own savings account and only send it out when called upon. It’s a very inexpensive way to provide financial protection against those super scary big needs like cancer or heart attacks. We did not spend our entire Save to Share allotment last year, and looks like we probably won’t this year either at the rate its going.

Do members have to give to Special Prayer Needs? No. But I hope you will. These are offered as opportunities for extra giving. Some people just can’t, they are pinched as it is. Others can give generously. All of it is needed and useful, and all of it touches another family in a very direct way. Sometimes it’s easy to think we aren’t making a difference in the world, or wonder how we could make enough of a difference to matter. When you send a check to a family who is facing a need which burdens them, you are sending relief, hope and support. You are sending a message that there are Christians out there who are thinking of them, praying for them, and walking with them in their need. Even if you just send $5, that message still counts. It means they were thought about, prayed for, and supported. And sometimes that can be the very thing they needed to take another step forward. You can send your gift direct to the family or direct to Samaritan with designation to a family on your list (or don’t designate and let Samaritan decide). It’s tax deductible if you send it through Samaritan. That matters to some, others don’t care about the deduction.

If you were part of the reason we could send our full share this month to special prayer needs, I again say thank you for listing me as your referral. It serves a real need and I love knowing that we can help.

Some of the Little Things I Really Love about Samaritan


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When you’re desperately looking for an affording, good alternative to expensive health insurance, initially I found that I was looking at the major things first. Things like cost, what it “covers”, what it doesn’t, are there good reviews, how long has it been around, are they stable, etc. Those are the obvious ones and they needed to check all the boxes for our family before I go any further.

However, there are some “little things” that I’ve noticed now that we’ve been a member of Samaritan for a while, things that really put that extra special touch on being a member. These are things that are nice to have, things that insurance really didn’t do for me and I just got used to it being that, and things that honestly now can make all the difference when you’re in the middle of having a need.

1. Samaritan staff are easy to get ahold of. When we had insurance I used to monitor my wait times on hold hoping a person would answer. My record was 50 minutes. Jeepers. Samaritan is nothing like that, after a quick menu a person answers almost immediately. My longest hold time so far was about 4 minutes and that was highly unusual. Normally they just answer right away. I don’t like to waste time, so it’s great that Samaritan is there for ME.

2. Samaritan staff pray with you. If you are calling about a need, at some point during that call they will actually pray on the phone with you. It’s amazing.

3. Along the lines of #2, Samaritan staff seem to genuinely care about you as a person. I did talk to some nice people at the insurance company, but I also got the run around with scripts and words to make it clear that just because I thought it was important, didn’t really mean it was. Samaritan gives me the exact opposite impression. They genuinely care about my concern, my need, my question.

4. I love the process of direct sharing. Of course I was used to sending my money direct to insurance, and then having insurance take my money straight from my account (which was admittedly foolish because canceling with them meant they took an extra month premium they should never have had access to, and then I waited 6 weeks to get it back). But I LOVE sending my monthly share direct to a family every month. There’s something so purposeful about it. I know my money is going to help a specific need. The unknown factor has always bothered me. What is my money really being used for? With Samaritan I know exactly. I know where it went, what it was for and I get to pray for that person and their healing. In the hustle and bustle of today I absolutely adore the simplicity of that.

5. There is no sharing for abortion. Ok, maybe it’s not fair to include that as a little thing because it’s really a big thing, but the issue gets lost in the fine print of a lot of insurance policies and as a result many people don’t even think to ask. Not every insurance policy covers that, but a lot do, and I don’t want to be a part of it. Samaritan makes it quite clear how they feel about that.

6. I love reading the monthly newsletter. There are interesting articles, letters from other members, a financial summary of the previous month, and member spotlights. I soak it in, can’t get enough.

7. It’s simple and easy. I have enough complicated things in my life. I don’t need another one to stress me out. Samaritan is the opposite of stress and complication. There’s a monthly newsletter, an address to send our share to, and a list of people to pray for. It grounds me and reminds me that my daily life is caught up in trivial matters, but my membership means I’m part of a community of Christians who have banded together to help each other. How amazing.

8. I love reading the list of Special Prayer Needs and sending extra for those. We have been sending our referral share reductions to these every month, and I love knowing we are helping heal a burden.

9. I love it when I read reviews and the member says that the cards they got were just as important as getting the money to pay their bills. That is really striking to me. The reason we joined was to make sure we’d be financially supported in the event of a need. The spiritual benefit was an extra. I’m just struck by how much that prayer support and personal touch means to those with a need and how it becomes equal to and even greater than the financial support. It’s no longer an extra benefit to them, it became a primary benefit. Many of them said it helps them heal and they can feel the prayers. God’s presence in this membership is humbling and powerful.

I’m sure there are more, but that’s just what I came up with off the top of my head as I sit here writing and thinking about Samaritan and what the membership means to me.