We saved $365 on eyeglasses – that’s 75% off!

0

Posted by admin | Posted in Self Pay Resources | Posted on 21-07-2017

My husband had a 13 month old pair of expensive eyeglasses that developed scratches on the lenses. He’s very good about how he cleans them, using the proper cloth, etc. These were very nice glasses with the best of the best for scratch resistance, etc. But they still scratched and it bothered him. They were also a month out of warranty so there was no replacement option other than full price. Full price for these was $481.61 plus tax. I wasn’t excited about the prospect of buying the same lenses only to have them scratch and replace yearly for $500. So I started looking elsewhere.

I remembered the recommendation from other Samaritan members for eyeglasses online. Further research and reviews showed many people were quite happy with a company called zenni optical. I couldn’t imagine getting glasses this way, but it was worth a shot.

We picked up his eye prescription and loaded his face picture into the zenni website. We couldn’t get the exact brand of frame, but using the numbers on the temple and a ruler we knew what size his current frames were and just looked for something similar to start. The website lets you “try on” the glasses with the picture to get an idea of appearance. We didn’t have his PD, which is the pupillary distance, as the eye doctor couldn’t find it in their records. The zenni website tells you how to measure it yourself, so we did. Several times, just to be sure. 🙂

We picked a frame with good reviews, plugged in his prescription and PD numbers, and saw that the total was about $123. I then found a 10% off coupon online and the resulting cost was $116 for the frames and his rather complicated progressive lenses COMBINED. $116 vs almost $500. The frames alone were about $25. His other frames were $145 (for him the lenses are the expensive part). There’s no comparison from a cost standpoint, so what about the glasses themselves? Can they be any good?

We took a chance and ordered them. We chose the free shipping option, and they took 10 days to arrive (you can pay for faster shipping). I was nervous it was a waste of money. They arrive and he put them on. It was amazing. They were clear, great quality, lightweight, flexible (that’s what we ordered) and didn’t need any adjusting. The PD measurement was a concern since we did it ourselves, but we must have got it spot on because his vision was perfect. He never got a headache, and they look great on him. I was ecstatic that the experiment worked and he has clear vision again for a fraction of the cost! A 75% savings is great! Even if they don’t last and I have to buy them yearly (although reviews indicate they should do well), it would still cost less than replacing his $500 pair even every 3 years!

I wear glasses also and ran the same experiment for myself. I haven’t ordered a pair yet as mine are fine, but my prescription is a tad less severe so my cost is $36 (all in!) for the frames and lenses I chose. $36 for a pair of glasses! The ones I’m wearing were over $300. That’s almost a 90% savings!

All in all, I highly recommend giving zennioptical.com a try if you need new glasses are are tired of paying for expensive ones other places. I almost can’t believe how well it worked, but we have first hand experience about how great they are. 5 stars from us and a great option for Samaritan members!

Another Share Reduction and $37 sinus infection

0

Posted by admin | Posted in Samaritan Perks, Self Pay Resources | Posted on 01-07-2017

I was surprised this month to see that our share for July will be reduced by 6%. That’s wonderful news! There were fewer needs than money available so we all get to pay less. It’s a wonderful advantage of this sharing ministry, Samaritan is the only one which will reduce the amount we need to pay if the money isn’t needed.  I know my insurance company never did that.

Washington is creating a very uncertain landscape for healthcare in this country. I am once again very thankful for our Samaritan membership as we are largely removed from those concerns and the chaos it creates. Samaritan members pay very little for excellent protection from life’s big medical expenses. We carry our load by paying for our small costs and try to live a healthy lifestyle for the betterment of ourselves and the members. If a big medical need happens we are supported.

We didn’t have a big need this month, but a couple of simple sinus infections appeared in our house, so we needed some antibiotic prescriptions. Finding a way to handle that cheaply was my goal. I turned to my go-to drug cost app, goodrx, and the cost was $12 and $11 each (one for each sick person). I saved a little by using the app that I love, and the net result was LOWER than the generic drug copay offered by my former insurance plan.  The pharmacy took my “coupon” with no issues and I save money. For simple health issues like a sinus infection you can get a prescription issued by a doctor over the phone using Samaritan’s $25 tele-health option through the dashboard. So all in a Samaritan member could pay $25 plus $12 ($37 total) to get a sinus infection cleared up (depending on the drug cost in your area). That is VERY cheap and efficient if you don’t want to spend time or expense in the doctor’s office. And it’s cheaper (all-in!) than my old office visit copay! Many insurance plans today would have applied that doctor visit to a huge deductible leaving us with a big bill if I hadn’t met the deductible yet, and charged us more for the medications, too. Members are saving money all the way around through the resources that Samaritan makes available through its online dashboard. LOVE this ministry! Tele-health is becoming more and more popular, I highly recommend it if you are in a non-emergency situation.

If you’re looking for a peaceful, simple and affordable solution to the health care chaos, take a look at Samaritan Ministries.

 

HSA’s are closer to reality for 1 million ministry members

3

Posted by admin | Posted in ACA-Obamacare, Self Pay Resources | Posted on 10-05-2017

A bipartisan bill has been introduced to allow health care sharing members to use HSA’s for medical expenses. There has been a bill in congress for a couple of years now, but it had stalled out. This one has a real chance of becoming law. I believe that for two reasons:

  1. Big changes are happening in the health care environment at the federal level. Good or bad, change is coming and this is the time to get an HSA bill passed.
  2. This bill has bipartisan support from the beginning. The earlier bills had many cosponsors but no oomph. I think this one can actually go the distance. Ministries aren’t small anymore and members have a lot of voting power.

This article, https://lifesciencedaily.com/stories/21268-bipartisan-bill-touts-benefits-health-savings-accounts/, talks about the bill and points out that there are now over 1 million people who are members of the various health care sharing ministries. Think about that! What was once a well kept secret is now actively used by a million people! I would say that’s for good reason. It’s affordable, logical, and an absolute joy to help fellow Christians directly with our resources (and not break the bank). Our need was shared 100%, and we loved getting the cards and prayers.

I am excited for the possibilities of this bill and pray that our leaders will have the wisdom to grant us this extra money saving measure.