I was surprised this month to see that our share for July will be reduced by 6%. That’s wonderful news! There were fewer needs than money available so we all get to pay less. It’s a wonderful advantage of this sharing ministry, Samaritan is the only one which will reduce the amount we need to pay if the money isn’t needed. I know my insurance company never did that.
Washington is creating a very uncertain landscape for healthcare in this country. I am once again very thankful for our Samaritan membership as we are largely removed from those concerns and the chaos it creates. Samaritan members pay very little for excellent protection from life’s big medical expenses. We carry our load by paying for our small costs and try to live a healthy lifestyle for the betterment of ourselves and the members. If a big medical need happens we are supported.
We didn’t have a big need this month, but a couple of simple sinus infections appeared in our house, so we needed some antibiotic prescriptions. Finding a way to handle that cheaply was my goal. I turned to my go-to drug cost app, goodrx, and the cost was $12 and $11 each (one for each sick person). I saved a little by using the app that I love, and the net result was LOWER than the generic drug copay offered by my former insurance plan. The pharmacy took my “coupon” with no issues and I save money. For simple health issues like a sinus infection you can get a prescription issued by a doctor over the phone using Samaritan’s $25 tele-health option through the dashboard. So all in a Samaritan member could pay $25 plus $12 ($37 total) to get a sinus infection cleared up (depending on the drug cost in your area). That is VERY cheap and efficient if you don’t want to spend time or expense in the doctor’s office. And it’s cheaper (all-in!) than my old office visit copay! Many insurance plans today would have applied that doctor visit to a huge deductible leaving us with a big bill if I hadn’t met the deductible yet, and charged us more for the medications, too. Members are saving money all the way around through the resources that Samaritan makes available through its online dashboard. LOVE this ministry! Tele-health is becoming more and more popular, I highly recommend it if you are in a non-emergency situation.
If you’re looking for a peaceful, simple and affordable solution to the health care chaos, take a look at Samaritan Ministries.