WOW THIS IS BIG NEWS!!
Effective Oct 2, 2017 Samaritan will now be offering TWO membership levels to choose from. The original level doesn’t change much, and is called Samaritan Classic. The new level is called Samaritan Basic. You can read more about the new cost structure here: Monthly cost breakdown
Basic was created to give members the ability to join and experience all the joys of being part of the Samaritan community while having an even lower monthly share in exchange for higher amounts the member is personally responsible for on their needs. By taking on the responsibility of more of their own medical bills, members are rewarded with a lower monthly share amount. Makes sense. 🙂 The level at which sharing starts per need goes up to $1500 on Basic (instead of $300 on Classic) and a 90-10 sharing percentage kicks in so the Basic level member will be responsible for 10% of their medical bills after that $1500 threshold up to a max of $13,500 per need. In exchange the monthly share costs are less, which can ease the budgets for those who aren’t able to share at the Classic rate levels.
I still love the Classic level the most for our family, but I’m glad to see this option now exists for those members who really needed a lower cost option. I love the power of choice! Being part of Samaritan is such a blessing, and the ministry’s support and efficiency with which medical needs are prayed for a paid timely is very important to me. All of that is part of Basic, too! Offering a way for people to be a member and have a lower monthly share is wonderful, especially for those who feel their risk level is low for a medical need, or have the ability to cover that rare bigger need up to the established out of pocket 10% limit of $13,500 from their own or other sources. Basic’s $1500 personal responsibility per need can still be reduced down to $0 just like the Classic level does. So while that $1500 amount is the level before sharing starts on a need, if you do have a bigger one you can still get that $1500 portion wiped out by getting discounts on your medical bills, which just makes the portion the member pays that much less. And the fact that Basic level members can still participate in Save to Share and have no caps on the super huge needs means the cost risk of a qualifying big need is limited to their 10% portion max of $13,500 (plus the $1500 initial unshared amount). As a result, if you are interested in the Basic Level membership, I would even more strongly suggest you enroll in Save to Share so that you keep your potential out of pocket costs at that more manageable amount in case that giant need does happen (heart issues, cancer, major accident, etc). I’m rather frugal and cost conscious and for our family I don’t want to think the skies the limit on potential unpaid medical costs. Samaritan and Save to Share provides comfort and protection against that in spades. Save to Share keeps that amount manageable for Basic and Classic members alike.
If you have any questions about whether Basic would be a good option for you, feel free to call Samaritan directly or write to me here on this blog. I love answering questions and would enjoy helping you consider what is right for you.
Want to know more about signing up for Classic or Basic? Click here for a free downloadable information packet.