Similar to a premium, your monthly share is the amount you send each month direct to another member to help cover their medical needs. The table below explains the different membership types.
Members of the basic ministry agree to share expenses incurred for medical treatments specified in the Membership Guidelines. The amount of the monthly share is based on household size (see chart below), regardless of your medical history, age (unless 25 or younger), or other factor.
|Membership Type||Monthly Share|
|Two person family||$440|
|Widowed or Divorced with Children||$305|
|Three or more persons||$495|
If a share increase is proposed due to rising medical costs, members vote on whether to increase the shares. Majority must approve in order to raise the monthly cost. These increases usually happen ever 18-24 months, so there is actually no automatic annual increase. (another difference from insurance company plans)
If you only need a membership for one spouse it is ok to join as a “single” for membership purposes even though you are a married couple. Reasons this could happen would be if one spouse has work insurance but the other doesn’t, or one spouse may not be eligible for membership due to lifestyle (smoking, etc) or belief conflicts.
If you have 2 or more kids and only one spouse needs to join, you would join at the three person family rate (so the other spouse might as well join if that person is eligible). There is a bonus to this, the spouse who already has insurance can have their left over insurance expenses (co-insurance or deductible amounts) shared by Samaritan members.
Young Adult Share
The monthly share is reduced when one or both of the heads of household are age 25 or younger.
|Membership Type||Discount||Monthly Share|
|Two person family||$80||$360|
|Widowed or Divorced with Children||$50||$255|
|Three or more persons||$50||$445|