Insurance Still Increasing by Double Digits for Many

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Posted by admin | Posted in ACA-Obamacare, Samaritan Perks | Posted on

News articles are reporting that some states are already seeing requests by insurance companies to raise premiums for next year by double digits again. Maryland is the first state to see it, with increases anywhere from 18% to a whopping 91%.

ref: http://www.baltimoresun.com/health/bs-hs-insurance-rate-requests-20180507-story.html

Maryland is scrambling to come up with a reinsurance option to help offset this, but even if their plan works it will still mean a very large increase for those residents. This would be the 4th year in a row for very large increases on insurance premiums. The new tax laws removed the individual mandate for 2019, but high premiums and no mandate means that thousands more will go completely without any financial safety net should their health struggle.

Healthcare sharing ministries offer an alternative that is worth investigating. If you fear a health event without any financial protection, but can’t afford insurance premiums or don’t agree with the morality of the coverage, then consider a sharing ministry. These ministries offer a MUCH cheaper solution to the issue of health care cost management. There’s no need to walk around unprotected and in fear of the next sprained ankle or that a big event could wipe you out. Samaritan Ministries offers extremely affordable monthly share costs, and offers a logical alternative to high insurance. Members pay for their own yearly physical, but the tradeoff is not having to pay thousands per month for your premium. The costs savings are huge, but even more importantly, the emotional and spiritual support goes up 1000 fold. Members have an advocate in their corner with Samaritan Ministries. They no longer have to wade the complicated world of medical billing alone. It’s an amazing system and one that I wish everyone could experience. More and more people are joining ministries as membership to ministries overall has skyrocketed to over 1 million people. It’s no longer that odd-ball idea, it’s a fully tested and functionally successful model for more than 3 decades.

We’ve had two medical events paid for through our ministry membership. There was no high left over deductible, in fact, 100% of our bills that we turned in were covered and covered quickly. No one can say that about insurance payouts. And we had no headaches with Samaritan. They were friendly, supportive, helpful, and offered support on an emotional level that an insurance rep just cannot do. The process for submitting our bills was fast and easy online, and payments arrived less than 60 days later. We joined Samaritan more than 4 years ago and have never regretted it. I encourage everyone to look into whether join a healthcare sharing ministry could be a cost saving, and peace inducing solution for your family’s health care needs.

Want to know more? Click here for a free information packet!

 

Samaritan membership reaches 250,000

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Posted by admin | Posted in Samaritan Perks, Self Pay Resources | Posted on

Praise God, Samaritan was blessed to announce they now have 250,000 members. Considering I am several days late in repeating that announcement I’m sure they are over the 250k mark by this posting. We are so thankful to be part of Samaritan Ministries and have truly enjoyed the experiences we had with sharing needs.

Both of our needs were fully shared. No left over deductible to deal with, no scary copays. The Samaritan dashboard has a number of tools available to members find affordable healthcare and we have found the healthcarebluebook to be extremely helpful to determine what we should be paying for services. It helps us be better shoppers (when possible) and to also make informed decisions about when it may be necessary to pay more (emergencies, level of services offered, staff expertise, etc). The best news is that we’re in charge of our own care instead of an insurance company.

If you want to take back control of your health care and your health care dollars, please look into joining Samaritan Ministries. A quarter million other members can testify to the amazing benefit of this ministry and how blessed we are because of it.

Want to know more? Click here for a free downloadable information packet

 

Check arrived today

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Posted by admin | Posted in Our Need Experience, Samaritan Perks | Posted on

The first check for the need I submitted at the end of January arrived today.

One of the bills we paid with a credit card, and since God’s timing is perfect, today is also the day I planned to pay that credit card bill, to avoid paying any interest on the balance. The money to cover it arrived in my mailbox on the same day. That means no interest needs to be paid on the credit card toward that charge.

I logged into my online Samaritan dashboard and marked that this particular share had been received. It’s such a simple process and so easy to understand. I appreciate that, a lot.

Health care is a mess folks, but I still see Samaritan Ministries as a bright spot in the darkness. Low monthly cost, discounts on the health care we need, support from the ministry and fellow members, and so many tools and resources at our fingertips to use if we need help along the way.

Praise God, my health has improved. While I still have the occasional issue, and we’re not 100% certain of the cause, the treatments I’ve been trying seem to be working. For that I am very grateful. (I’m a big wimp, pain is not something I tolerate well)

Thank you to Samaritan and the members for your prayers, and thank you for being YOU.