Effective Sept 1, 2020 the initial unshared amount for a need is going from $300 to $400 and will no longer be reduced by discounts. This change is part of the overall effort to deal with rising healthcare costs and to keep monthly share costs from rising too high and also help reduce the amount of prorating potentially necessary. In the past prorating was done at 20% if there were more needs than shares (often made up later), but with this adjustment prorating is expected to shrink to 3-5%. While this change will be an adjustment for many families I expect we will adapt well and considering that costs are also rising for those in the insurance world and those using other options this kind of thing is to be expected. We really need to get health care costs under control and Samaritan members are a good part of that as we are more likely to ask pricing questions and work to find affordable and reasonable ways to get the care we need. One of the main tenets of Samaritan’s membership is to shoulder some of the burden ourselves while have the larger membership help us with the rest. This is asking us to share a little more of the burden ourselves as we all adapt to rising healthcare costs.
Samaritan members are also currently voting on a possible share increase, I will update this blog once I know the results of that vote.