When the Obamacare rollout began, our insurance policy was cancelled and were given 11 options by Blue Cross to replace it, none of them affordable. The suggested plan (Bronze) had a 37% higher premium and 350% higher deductible. It was horrible. The closest plan they offered to what we had was DOUBLE the premium. It would have been equivalent to more than two of our mortgage payments.

We could also go to the Exchange and look for a policy there, perhaps with subsidies. But we all know how the Obamacare website turned out. Broken, crashing, and a massive security risk. The government couldn’t pay me enough in subsidies to use that website and put my entire financial life at risk.

Thus began my search for something better.

I first posted to my facebook page about my dilemma and outrage. Fortunately a friend saw the post and suggested Samaritan Ministries. I’d never heard of it. But when he quoted his monthly cost as a member I did the quick math and realized we’d be saving almost $500 a month. I followed a link to their main site and started my research. This website is a culmination of everything I found, what I learned and how we came to the decision to officially cancel our traditional health insurance policy and join Samaritan Ministries. I wish we had done it years earlier.