Cash patients getting better deals than insurance customers
There’s a growing trend in the US when it comes to paying cash for health care vs using insurance. Many patients are now finding they can get much better deals […]
It’s Always Open Enrollment at Samaritan
We are fully into the health insurance open enrollment timeline, running from Nov 1 to Jan 31. But Samaritan doesn’t have to follow those dates, they have open enrollment all […]
Our 2016 insurance options
Well, Nov 1 arrived so I was finally able to do a little research on what an insurance plan for my family would cost. I do this so I can […]
Open Enrollment Begins Nov 1
Open enrollment for ACA insurance plans begins Nov 1, and that also marks a time when people who have been learning about how crazy expensive their policy is going to be for […]
Supreme Court says the subsidies are legal
By a vote of 6-3, the SCOTUS has once again saved Obamacare. I have to say, I’m a bit surprised by this ruling. Not that I should be, I just […]
Overheard: ACA policy networks are confusing
I was sitting at a sporting event this weekend and overheard some people sitting in the stands nearby talking about an ER visit their child had 5 months ago. Fortunately […]
Double Digit Rate Increase for 2016 Health Insurance Plans
The bad news is already arriving for 2016, many insurance companies are requesting double digit rate increases. Anything over 10% must be disclosed to the Department of Health and Human Services. […]
What will the Supreme Court decide? Are subsidies legal or not?
An upcoming ruling (due in June or July) from the Supreme Court regarding the legality of Obamacare subsidies in states without their own exchanges could potentially rock the world of […]
Why do we let insurance companies tell our doctor what to do?
This is another scenario that has puzzled me. I know people complain about insurance not covering treatment X or test Y and the patient needing to do something different due […]
Why are we Falling for the Free Checkups?
I’ve heard it touted for years that ACA insurance is so great because people can get free annual checkups now. Agreed, that’s a nice perk and it may help motivate some people visit […]
ACA Special Enrollment runs through Apr 30
The ACA (Obamacare) has a special enrollment period that extends the ability for some people to signup through April 30, 2015. This special enrollment is for those who would otherwise […]
Tax penalties going up in 2015, joining Samaritan Ministries can help
The fine / penalty in 2015 for not having health insurance goes up to $325 per person, or 2% of your income, whichever is higher. That is quite a bit […]
How to Fill out Tax Forms as a Health Care Sharing Member
If you are a member of a health care sharing ministry you probably already know that you are exempt from the ACA fines for not having health insurance, but maybe […]
You can join Samaritan any time during the year
Open enrollment for insurance plans has closed, but you can join Samaritan all year long. Health care sharing ministries do not have an open enrollment period, their signup doors are […]
Samaritan frees us from network headaches
http://www.hngn.com/articles/49331/20141113/wisconsin-woman-meghan-rothbauer-taken-to-wrong-hospital-gets-300k-bill.htm and http://www.cbsnews.com/news/wisconsin-woman-sent-to-out-of-network-hospital-faces-hundreds-of-thousands-in-bills/ The above articles are a perfect example of why the restrictive networks of ACA insurance plans are so troublesome and why the completely freeing avenue Samaritan Ministries takes […]