Samaritan Ministries Review

Christian Health Care Sharing – Assurance, not Insurance

College Students and Health Care Sharing

  • ACA-Obamacare

Our children won’t be heading to college for a few more years, and to be honest I haven’t given a lot of thought to what that picture looks like for our family. Knowing that Samaritan allows students to remain on their parents memberships I just assumed that our kids would do that. It didn’t occur to me that some schools wouldn’t accept health care sharing for them and would potentially require us to buy an insurance policy. After all, HCSM’s are accepted under the ACA.

It wasn’t always the case, but fortunately hundreds of colleges and universities now recognize health care sharing ministries as an acceptable alternative and don’t require a separate insurance policy. If you have a child heading to college soon, I would suggest that you check whether your chosen schools allow that as an option. If you have a student athlete, the NCAA used to require health insurance even if the college didn’t. But now, thankfully the NCAA is also recognizing health sharing ministries and those students do not have to purchase an insurance policy. This is great news as there are many student athletes across the US and those policies could be a financial burden for the student or family, as well as a moral conflict for those who don’t wish to have their health care dollars spent irresponsibly.

The NCAA will be contacting those schools which are affected by this decision, but that may take time, so if you are experiencing any difficulty with this please contact Samaritan or your sharing ministry for assistance. Also, there are still some schools which do not allow health care sharing for all their students, please pray that their policies can be changed as they learn more about what these ministries can offer and that they are an acceptable and legal option under the ACA. If you aren’t sure whether your preferred schools require insurance please contact those schools’ admission departments to see what the requirements are. As there are even some evangelical Christian schools which do not accept health care sharing, it is best not to make an assumption.

At the time of this writing Samaritan has confirmed that the following schools do not accept HCSM’s for their students:

Baylor University: Waco, TX
East Texas Baptist College: Marshall, TX
Liberty University: Lynchburg, VA
Northland Baptist Bible College: Dunbar, WI
Mercer University: Macon, GA

There may be others, so please do your due diligence to verify the requirements of your school.

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Blue Cross of Nebraska pulling out of the ACA Exchange → ← Alternatives to EpiPen Soaring Prices

4 thoughts on “College Students and Health Care Sharing”

  1. Monica says:
    11/09/2016 at 10:43 pm

    We just signed up!!! Thank you SO much for all the work you did . . it was **Exactly** what we needed (comparisons etc) and we put you down as our source/referral.

    Many Thanks!!!
    Monica

    Reply
    1. admin says:
      11/10/2016 at 12:16 am

      Hello Monica, welcome to Samaritan! 🙂 I’m so glad to hear that you’ve found it to be a good fit for your family and that this site was useful. I’m honored to be your referral. May God bless you and your family.

      Reply
  2. David says:
    09/23/2016 at 9:24 am

    Hello Heather,

    You website said to contact you with questions. I have some questions, but I don’t see your email or a contact button. Can you give me that info?

    Reply
    1. admin says:
      09/23/2016 at 1:38 pm

      Hi David! Sure. 🙂 Questions are usually posted on the blog pages, but if you’d rather ask privately you can send it to heather@samaritanministriesreview.com. Since I do not work for Samaritan or speak for them I also encourage speaking directly with the main office of the ministry as they know their guidelines better than anyone and are so wonderful to speak with. I look forward to hearing from you. God bless.

      Reply

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About This Site

This website is a member review of Samaritan Ministries, a Christian Healthcare Sharing organization. I do not work for Samaritan, nor do I speak for them, I am just a very satisfied member. If you find this website helpful and decide to join I would appreciate if you would mention my name, Heather Peters (in Nebraska) or mention the website samaritan ministries review, as your referral. When that happens we then donate every month to special prayer needs and hope that you will consider donating something, too. Thank you for taking the time to read this site, it is a labor of love! :)

Exempt from the ACA

Members of recognized health care sharing ministries in existence since Dec 31, 1999 (this is) are exempt from the individual mandate of the Affordable Care Act, so there is no fine or penalty if you are a member of Samaritan Ministries.

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