Posted by admin | Posted in Samaritan Newsletters | Posted on 26-12-2013
Praise God for His provisions! Samaritan Ministries is experiencing an accelerated growth rate which shows no signs of slowing yet. December 2013 had the highest ever number of households join (not over yet), and there are already more members set to join in January than what December had, and it’s not even January yet! It’s an exciting challenge, one that Samaritan is eager to manage and had planned for as a possibility when Obamacare was announced. As a member I am overjoyed at this success and fellowship with other Christians. I am thrilled that these families found a way out of the ACA nightmare and are seeing the light as to what healthcare sharing can mean to them. I hope more and more families are able to find that a healthcare sharing ministry is a wonderful alternative to the oppression of government controlled health insurance. If you have any questions about it for yourself, please don’t hesitate to ask me on this blog or call the main office of Samaritan Ministries. The staff are wonderful to speak with and would love to answer your questions.
Merry Christmas and Happy New Year!
The comedy that is Obamacare is tragically funny. If it wasn’t hurting millions of Americans it would be downright hysterical how this law is being mishandled. But it is hurting millions of people and that isn’t even close to funny. In fact, it’s outrageous. American’s thrive on the freedom of choice. There are counties on the healthcare.gov website which only have one provider as an option. There are some counties who don’t have a participating hospital within 60 miles even though perfectly good hospitals are much closer. People are hurting. Their ability to choose the doctors, plans and practices which best fit their family is being stripped away and replaced by what the government and insurance companies think we need. It’s wrong. It’s not the American way.
Samaritan Ministries (and the other healthcare sharing ministries) are a great alternative to Obamacare. If you’re a Christian who doesn’t want to support unbiblical practices, or you just want the ability to choose your own doctor again, I strongly encourage you to evaluate one of the healthcare sharing ministries available. What about the Obamacare fine for not having regular insurance? It doesn’t apply here. Members of certain HCSMs (including Samaritan Ministries) are exempt from the ACA penalties. Pure freedom to choose. Get back control of your healthcare and don’t let insurance companies or the government dictate how you take care of yourself. If you’re not sure what Samaritan is and how it can help you, read through this website starting with the pages listed on the right. There’s a lot of great information and more than 29,000 households (close to 100,000 people and growing rapidly) are happily covering each others medical needs and paying much less per month than many ACA insurance plans.
You can have your membership with Samaritan start the same day they receive your application so you don’t have to go unprotected in 2014. Start looking into it today and awaken to a more logical way of getting your medical bills paid for.
Posted by admin | Posted in Self Pay Resources | Posted on 22-12-2013
The evolvement of insurance coverage for healthcare needs in the U.S. has trained a lot of people to go to the doctor for every little thing, regardless of expected cost. The ER becomes a clinic waiting room for many as they don’t care about price since either insurance or Medicaid will pay for it. Giving any thought to the cost becomes second place to instant medical gratification. This needs to stop. This mindset is contributing to the high cost of medical care.
As parents, we hate to see our children ill or injured. Our first instinct is to fix it, no matter what it takes. As members of Samaritan we are mindful of what procedures may cost, out of our pocket and out of the pockets of fellow members. Of course we do not deny needed treatment based on cost, but we are more likely to ask if all the tests and procedures are necessary. It’s too easy to throw spaghetti at the wall (figuratively) and not care about charges because insurance will pay. Since we will be receiving the full bill and we are on the hook for all these costs, and Samaritan member families are graciously offering to help us out and pay the bills above $300, we want to keep costs as low as possible to benefit everyone. We are part of a larger group of people, like a family, who are going to help us, and their amount owed matters to us. It gives us a chance to pause, to ask questions about cost and necessity, and to ask ourselves whether an ER visit is really needed or can it wait until an office visit tomorrow? The instinct to “fix it” is still there, it just comes with logic and common sense, too.
Preventative care is another issue that has gotten out of control with standard health insurance. I have car insurance, but I would never expect it to pay for oil changes and tire rotations. Why would I expect my employer health plan to cover a checkup when nothing is wrong? I shouldn’t, yet this is the culture of healthcare today. As a member of Samaritan I pay for my own preventative care as a responsible member. I am required to live a Christ centered lifestyle which would naturally be more healthy. No, I’m not perfect and certainly eat my share of “junk food.” But I do not engage in toxic activities like illegal drugs, smoking and excessive alcohol consumption (drunkenness). By keeping myself under control it limits the need for lots of doctor visits. I should go in for a checkup once in a while, but the timing is up to me and my doctor, not any mandate from insurance regulations. And since I am ultimately responsible for my own health, those routine checkups are on me. I do not expect other members of Samaritan to pay to maintain my health. That’s my job. I know they will help if I am ill or injured and the bills become over $300.
This act of taking care of my own small burdens and sharing in the larger ones is so logical, so responsible and so biblically centered. Samaritan follows the teachings of Galatians 6:2 Carry each other’s burdens, and in this way you will fulfill the law of Christ…and the responsibility for the 1st $300 and our own checkups follows with Galatians 6:5 for each one should carry his own load.
I love it. It makes so much sense to me.